Condominium Unit Plumbing Leak

$265,000 Recovery for Condominium Plumbing Leak

The Problem

Our clients owned a luxury multi-story condominium unit that was catastrophically damaged when a supply pipe burst while they were away on vacation. The resulting water damage completely flooded the unit, destroying floors, walls, furniture, and personal belongings — requiring a near total gutting and rebuild.

While the insurance company initially issued a payment of $76,089.93, it fell far short of what was required to restore the property and compensate for the loss.

Our Approach

Jimenez Legal was retained to pursue the full value of the claim. Our attorneys:

• Conducted a detailed review of the insurance policy and identified coverage that was overlooked by the insurer
• Retained construction and water damage experts to prepare an accurate, comprehensive estimate for the full cost of repairs and replacement
• Filed a lawsuit for breach of contract and aggressively litigated, pushing the case toward trial
• Positioned the case for maximum leverage by preparing expert testimony, depositions, and trial exhibits showing the insurer’s underpayment

Our legal strategy made clear that the insurer’s payment was insufficient and that a jury was likely to award significantly more at trial.

The Result

On the eve of trial, the insurance company relented and agreed to a $265,000 settlement, more than three times their original payment. This result allowed our clients to fully rebuild their property, replace their personal items, and recover from the financial and emotional toll of the disaster.

Key Takeaway

Insurance companies often undervalue major property damage claims — but with skilled legal representation, policyholders can fight back and recover the full amount they’re entitled to under their policy.