Residential Refrigerator Leak

$72,500 Recovery for Boca Raton Refrigerator Leak & Mold Claim

The Problem

A Boca Raton couple experienced a refrigerator supply line leak shortly after the birth of their first child. The leak caused water damage to flooring and baseboards throughout several rooms.

Over time, mold developed and spread in the air, creating a dangerous health risk to their newborn. When the claim was filed, the insurance company:

• Attempted to limit coverage to a $10,000 water damage sublimit
• Denied coverage for mold remediation, leaving the family with unsafe living conditions

Our Approach

Jimenez Legal was retained to fight back. Our attorneys:

• Challenged the insurer’s reliance on the water damage sublimit, arguing full coverage applied
• Fought the denial of mold coverage, presenting evidence of the health risks posed to the infant
• Pursued an appeal after an initial judge’s decision that would have limited the case’s bad faith exposure
• Pressured the insurer through litigation to reach a fair resolution

The Result

Our firm secured a $72,500 settlement, over seven times the insurer’s initial payment. This allowed the family to repair the damage, remediate the mold, and restore a safe home environment for their newborn.

Key Takeaway

Insurance companies often try to cap payouts with water damage sublimits and deny mold claims. With aggressive legal action, homeowners can recover full compensation — protecting both property and health.