Residential Hurricane Claim

$147,500 Recovery for Cape Coral Hurricane Ian Claim

The Problem

Our client’s newly built residence in Cape Coral, Florida, was severely damaged by Hurricane Ian. The storm’s high winds caused major destruction, including:

• Permanent damage to the tile roof
• Destruction of the home’s solar panels
• Damage to the pool enclosure

Despite the obvious severity of the loss, the insurance company issued a shockingly low payment of only $3,220.14, far below the true cost of repairs.

Our Approach

Jimenez Legal was retained to challenge the insurer’s decision. Our attorneys:

• Conducted a comprehensive inspection with roofing, solar, and construction experts
• Prepared a detailed estimate to show the full cost of restoring the property
• Filed suit and pursued aggressive litigation to keep pressure on the insurance company
• Negotiated strategically to avoid unnecessary delays and maximize recovery

The Result

In just five months, we secured an additional $147,500, giving our client the resources to repair the roof, replace the solar panels, and rebuild the pool enclosure — restoring the home to pre-storm condition.

Key Takeaway

Even for new homes, insurers frequently undervalue hurricane claims. Fast legal action can result in dramatically higher recoveries in a fraction of the time.