Residential Hurricane Claim
Insurance Payment
Jimenez Legal Collection
$300,000 Recovery for Residential Hurricane Ian Claim
The Problem
Our client’s home suffered severe damage during Hurricane Ian, including substantial destruction to the roofing system and multiple interior areas due to rainwater intrusion.
When they filed a claim, their insurance company investigated but issued a shockingly low payout — only $500 above the deductible — leaving the homeowner without enough funds to repair their property.
Our Approach
Jimenez Legal was brought in to challenge the underpayment. Our attorneys:
- Conducted a full evaluation of the damage with roofing and construction experts
- Built a comprehensive case demonstrating the true repair cost far exceeded the insurer’s assessment
- Filed a lawsuit and applied aggressive litigation pressure through discovery, depositions, and pre-trial preparation
- Positioned the case for trial, making it clear we were ready to fight for full indemnification
The Result
Just before the case was set for jury trial, the insurance company relented to our position and agreed to a $300,000 settlement — more than 600 times their original payment — fully indemnifying our client and covering the true cost of repairs.
Key Takeaway
Insurance carriers often drastically undervalue hurricane claims. Skilled legal representation can force them to pay fair value — even if it takes preparing for trial.
