Residential Hurricane Claim

$100,000 Recovery for Hurricane Sally Roof & Siding Damage

The Problem

Our clients owned a three-story home in Pensacola, Florida that was severely impacted by Hurricane Sally. High winds damaged the shingle roof system and exterior siding, allowing water intrusion that affected all three levels of the property.

Although the loss was reported immediately, the insurance company only paid $14,373.67 — a gross undervaluation that left the property owners without the funds needed for proper repairs.

Our Approach

Jimenez Legal was retained to dispute the insurer’s decision. Our attorneys:

• Filed a lawsuit challenging the insurance company’s undervaluation
• Conducted an independent inspection and prepared a comprehensive estimate for repairs
• Discovered during litigation that the insurer’s field adjuster performed an inadequate inspection, which led to the dramatically low payout
• Presented this evidence to demonstrate the true extent of damage and hold the insurer accountable

The Result

Approximately one year into the lawsuit, the insurer agreed to pay an additional $100,000, bringing the total recovery to over $114,000 — allowing the homeowners to fully restore their roof, siding, and interiors.

Key Takeaway

Insurance company inspections can be rushed or incomplete, resulting in drastically underpaid claims. Legal intervention can expose these failures and secure fair compensation.