Commercial Hurricane Claim

$315,000 Recovery for Cape Coral Commercial Hurricane Ian Claim

The Problem

Our corporate client owned a commercial property in Cape Coral, Florida that was directly in the path of Hurricane Ian. The building suffered severe roof damage and widespread interior water damage that disrupted operations.

Despite clear evidence of loss, the insurance company:

• Refused to acknowledge the need for a full roof replacement
• Denied coverage for the extensive interior water damage
• Rejected the client’s business interruption claim for more than a week of closure
• Issued no payment at all for the claim

This left our client unable to make critical repairs or recover lost income.

Our Approach

Jimenez Legal filed suit against the insurer and aggressively litigated. Our attorneys:

• Retained construction experts to document the full extent of roof and interior damage
• Compiled financial records to substantiate the business income loss
• Pressured the insurer through discovery and court filings to take responsibility
• Negotiated from a position of strength, leveraging our trial readiness to secure a fair result

The Result

Within six months, we secured a $315,000 recovery for our client, covering roof replacement, interior restoration, and business interruption losses — allowing them to fully restore their building and get back to business.

Key Takeaway

Commercial property owners are entitled to compensation for both structural damage and business income loss. Skilled legal representation can compel insurers to pay the full value of these claims.