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Damage Caused by Company
Damage to your Florida property caused by a company? Jimenez Legal pursues the responsible business for full repair costs.
Property Damage Caused by a Company in Florida
When a business causes damage to your home or property, whether a delivery truck strikes your building, a tree-service crew drops a limb through your roof, or a utility contractor floods your yard, you should not have to absorb the cost of repairs. Florida law allows you to pursue the responsible company and its commercial liability insurance to be made whole.
These claims usually rest on negligence: the business owed a duty to act with reasonable care, breached that duty, and caused your damage. Commercial defendants typically carry general-liability policies with meaningful limits, but they also have insurers and risk managers whose job is to minimize payouts, often by disputing causation or blaming someone else. Establishing exactly how the damage happened, and tying it to the company's conduct, is the foundation of a successful claim. When the damage also involves a defective product the company sold or used, additional product-liability theories may apply.
If your own property insurer is involved, you may have parallel claims, and the Florida Department of Financial Services offers consumer resources on insurance disputes.
This is part of our Property Damage Claims practice. Related matters include contractor damage and product-defect damage. Review our case results, learn about Attorney Edward G. Jimenez, or request a free consultation by calling (321) 465-3425.
Client Reviews
Proving the Company's Negligence
To hold a business responsible, we establish that it owed you a duty of reasonable care, failed to meet that duty, and caused your damage. That often means investigating the company's operations, training, and safety practices, and gathering evidence such as photos, eyewitness accounts, and, where available, video. The clearer the link between the company's conduct and the harm, the harder it is for its insurer to deflect responsibility.
Commercial Insurance and Its Tactics
Businesses usually carry commercial general-liability coverage that can pay for the damage they cause, frequently with higher limits than a homeowner's policy. But these insurers move quickly to protect themselves, sometimes by disputing how the damage occurred, attributing it to pre-existing conditions, or pointing to another party. We anticipate these tactics, document the loss thoroughly, and press the claim so it reflects the full cost of restoring your property.
Protect Your Claim
Photograph all the damage before any repairs, keep estimates and receipts, and avoid signing a release or accepting a fast settlement before the full scope of loss is known. If your own insurer is also involved, coordinate the claims carefully so one does not undercut the other. We manage that process and pursue the responsible company for everything you are owed. Call Jimenez Legal at (321) 465-3425 or request a free consultation.
Frequently Asked Questions
Yes, if a business caused the damage through negligence, you can pursue the company and its liability insurer.
An investigation can establish fault, and more than one party may share responsibility for your loss.
Not before reviewing it, because initial offers are often far below the true cost of repairs.
Keep photos, repair estimates, and all communications with the company about the damage.
Yes, Florida sets time limits for property damage claims, so act promptly.
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