Car Crash

Injured in a car crash in Florida? We fight insurers and at-fault drivers to recover the compensation you deserve.

Car Crash Injuries in Florida

Car accidents are the most common cause of serious injury claims in Florida, and the state's no-fault insurance system makes them more complicated than many drivers expect. After a crash, your own personal injury protection (PIP) coverage pays a portion of your medical bills and lost wages regardless of who was at fault, up to the policy limit. Only when your injuries meet a legal threshold can you step outside no-fault and pursue the at-fault driver directly.

Florida requires drivers to carry PIP and property-damage liability, and the rules governing these claims are administered through the Florida Department of Highway Safety and Motor Vehicles. To recover full damages, including pain and suffering, from the other driver, your injuries generally must be permanent or otherwise significant under Florida law. Uninsured and underinsured-motorist coverage can also be critical when the at-fault driver lacks adequate insurance.

Prompt medical care and careful handling of the insurers protect both your health and your claim.

This is part of our Personal Injury practice. Related claims include motorcycle crashes and truck crashes. Review our case results, learn about Attorney Edward G. Jimenez, or request a free consultation by calling (321) 465-3425.

TESTIMONIALS

Client Reviews

How No-Fault and PIP Work

Florida is a no-fault state, so after a crash your own PIP coverage pays a portion of your medical expenses and lost wages no matter who caused the accident, typically up to $10,000. PIP has strict requirements, including the need to seek treatment within 14 days of the crash. Missing that window can cost you benefits, which is why understanding the system early is so important.

Stepping Outside No-Fault

To pursue the at-fault driver for full damages, including pain and suffering, Florida generally requires that your injuries cross a serious-injury threshold, such as permanent injury, significant scarring, or disfigurement. Proving you meet that threshold takes thorough medical documentation and, often, expert testimony. We build that proof so you can recover beyond the limited benefits PIP provides.

Protect Your Claim From the Start

After a crash, call the police and get a crash report, seek medical care promptly and within the PIP deadline, photograph the vehicles and scene, and gather witness and insurance information. Avoid giving the other driver's insurer a recorded statement before you have advice, since those statements are used to reduce claims. We deal with the insurers and pursue every available source of recovery. Call Jimenez Legal at (321) 465-3425 or request a free consultation.

FAQS

Frequently Asked Questions

What is Florida's no-fault system?

Florida requires PIP coverage that pays certain medical costs regardless of fault, with limits and exceptions.

When can I pursue the at-fault driver?

When your injuries meet Florida's serious injury threshold, you can pursue the at-fault driver beyond PIP.

Should I give the insurer a recorded statement?

Not before consulting an attorney, since statements can be used to minimize your claim.

What should I do after a crash?

Call police, seek medical care, photograph the scene, and gather witness and insurance information.

How long do I have to file?

Florida sets deadlines for injury claims, so it is best to contact an attorney promptly.

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