-Photoroom.png)
Faulty Installation
Faulty installation caused water or structural damage? We recover repair costs on your Florida property claim.
Faulty Installation Damage Claims in Florida
When a roof, window, water heater, plumbing fixture, or appliance is installed incorrectly, the failure may not show up for months or years, but when it does, the resulting water or structural damage can be extensive. A roof installed without proper flashing leaks; a water heater connected with a faulty fitting floods a garage; an improperly sealed window lets water into the walls. These losses raise two separate questions: who installed it, and what does your insurance cover?
Florida insurance policies commonly exclude the cost of the faulty workmanship itself but may still cover the resulting damage, the ensuing loss, that the faulty installation causes. At the same time, the installer who did the work negligently may be directly liable for the harm, and licensed contractors are regulated by the Florida Department of Business and Professional Regulation. Pursuing both avenues, the insurer for the ensuing damage and the installer for negligence, often maximizes recovery.
Determining the cause and identifying the installer are the first steps.
This is part of our Property Damage Claims practice. Related matters include plumbing leaks and appliance leaks. Review our case results, learn about Attorney Edward G. Jimenez, or request a free consultation by calling (321) 465-3425.
Client Reviews
Faulty Work vs. Ensuing Damage
Most policies exclude paying to redo the defective installation itself but cover the ensuing loss it causes, for example, excluding the cost to re-seal a window but covering the water damage to the wall behind it. This distinction is often the crux of the claim. We frame the loss to capture the covered ensuing damage rather than letting the insurer deny everything as faulty workmanship.
Pursuing the Installer
Separate from your insurance, the contractor or company that performed the installation may be liable for negligence or breach of warranty. Their liability insurance can be an important source of recovery, particularly for amounts your policy excludes. We identify the installer, confirm licensing and coverage, and pursue them alongside the insurance claim so you are not left covering the gap.
Document the Failure
Keep the installation contract, invoices, and any warranty, photograph the failed component and the resulting damage, and preserve the part if possible. An inspection can establish that improper installation, rather than a covered peril or normal wear, caused the loss. We use this evidence to pursue both the insurer and the responsible installer. Call Jimenez Legal at (321) 465-3425 or request a free consultation.
Frequently Asked Questions
Often yes, either from the installer who did the work or from your insurer for the resulting damage.
Policies often exclude the faulty work itself but may cover the resulting water or physical damage.
The installer may be liable for negligence, and your insurer may cover the ensuing damage.
Keep the installation contract, invoices, photos, and any inspection findings.
Document the failure and resulting damage, and consult an attorney about who to pursue.
Need Legal Services? Call us now!
Give us a call today and let us help you with what we do best
.jpg)