Pool Damage
Pool or screen enclosure damaged in a storm? Jimenez Legal fights for full coverage on your Florida property claim.
Pool and Enclosure Damage Claims in Florida
Screen enclosures, pool cages, lanais, and the pools and equipment they protect are a hallmark of Florida homes, and they are extremely vulnerable to hurricanes and high winds. A screen enclosure can be torn apart or collapsed entirely, and the cost to rebuild a large cage, plus repairing the pool, deck, and equipment beneath it, can run into the tens of thousands of dollars.
Enclosures and pools are generally covered under your dwelling or other-structures coverage, depending on attachment and policy language, and storm damage is typically a covered peril. But these are expensive, frequently disputed claims, and insurers may undervalue the aluminum framing, the screening, and the labor, or argue that only part of the structure needs rebuilding. Pool equipment damaged by a covered event may also be recoverable. The Florida Department of Financial Services offers help when these claims are underpaid.
Thorough documentation of the enclosure, deck, and equipment supports full recovery.
This is part of our Property Damage Claims practice. Related matters include fence damage and paver damage. Review our case results, learn about Attorney Edward G. Jimenez, or request a free consultation by calling (321) 465-3425.
Client Reviews
Rebuilding an Enclosure Is Costly
A screen enclosure is an engineered aluminum structure, and rebuilding one after a storm involves permitting, code-compliant framing, and significant labor, not just re-screening. Partial damage often compromises the whole structure's integrity, supporting a full rebuild. We make sure the claim accounts for the true cost of restoring the enclosure to a safe, code-compliant condition rather than a cosmetic patch.
Don't Forget the Pool and Equipment
When an enclosure fails, debris and water can damage the pool surface, deck, pumps, heaters, and other equipment beneath it. These items are easy to overlook but can be covered when damaged by a covered peril. We inventory the pool, deck, and equipment damage alongside the enclosure so the full scope of the loss is claimed, not just the obvious torn screens.
Document the Whole System
Photograph the enclosure, the pool, the deck, and all equipment promptly, and obtain rebuild estimates that include permitting and current code requirements. Matching issues with framing color and screen type can support replacing more than the damaged sections. We pursue the complete cost of restoring your pool area. Call Jimenez Legal at (321) 465-3425 or request a free consultation.
Frequently Asked Questions
Storm damage to enclosures is often covered as other structures, subject to your policy terms and deductible.
It can, when equipment is damaged by a covered peril; an attorney can review your specific coverage.
Enclosures are expensive to rebuild, so insurers often scrutinize or underpay these claims.
Matching issues can arise, which may support replacing more of the structure for a uniform result.
Photos of the enclosure, deck, and equipment plus rebuild estimates support the claim.
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